Welcome to the team: Trainee in Credit Risk Management (m/f/diverse)

Become a high diver and dive deep – into topics, structures and networks. And that with a safety leash - after all, you start as our trainee with a permanent contract - so you will not only be well trained, but you can courageously plan further career steps with us.

Your tasks

As part of the risk function, we are partners and service providers for sales and customers when times are difficult. During your 18-month training program, you will become part of our team and, together with internal and external partners, develop individual strategies for the way to calmer times. During this time you will be intensively prepared for the task as Intensive Care Officer in the Group Credit Risk Management RP Restructuring SME & Private department. The way there is as demanding as it is exciting. During your training you will get to know different areas / departments inside and outside of risk management (e.g. new business decisions, customer service / sales, early risk detection, asset solutions, loan processing units) and build up a bank-wide network. Your motivation for a traineeship with us would be an interest and possibly initial experience in the lending business with private, entrepreneurial or corporate customers, enjoyment of well-founded analysis work and the ability to record/evaluate complex business contexts and an interest in getting to the bottom of problems. In this function, you will then be responsible for looking after problematic or defaulted credit commitments with private and business customers who require intensive treatment or restructuring due to their risk profile. This function includes risk analysis and customer support. You represent the interests of the bank, possibly contrary to the interests of the borrower or his other creditors. Your goal will be to reduce the risks for the bank with appropriate use of resources, to achieve the sustainable restructuring of the customer and to keep him for the bank as far as economically reasonable.

your profile Completed bachelor's or master's degree in economics, business law, business administration or a similar course - non-specialist courses are also possible if suitability Lending business, e.g. through previous internships / work experience in financial institutions are an advantage Basic skills and experience in telephone customer contact and negotiation skills Working on your own initiative, recognizable result orientation, persuasiveness and conflict resolution skills Analytical skills as well as planning and organizational skills Sound knowledge of MS Word, MS Excel, MS Powerpoint Very good Knowledge of German, basic knowledge of English Our benefits Flexible working Health and fitness offers International work Employee conditions Professional training & development

flexible working; health and fitness offerings; international work; employee conditions; Professional training & development

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Commerzbank is the leading bank for SMEs and, with a comprehensive portfolio of financial services, is a strong partner for corporate customer groups as well as private and small business customers in Germany. We are a bank that is characterized by treating each other and our customers fairly and in a spirit of partnership. We value working in inspiring teams of people with diverse backgrounds. We offer you a creative environment and excellent development opportunities. Work-life balance is very important to us. And of course we know that a good job also requires attractive pay.


Are you ready to start in a strong team from October 1st, 2023? Then we look forward to receiving your online application. Diana Kunert, Head of Department, will be happy to answer any questions you may have on +49 341 1241972.

You can find these and other exciting job advertisements under . Have a look at our career portal and get an overview of our different career paths and entry levels:

your application process
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Stelle gepostet:
vor 1 Tag
Job läuft ab in:
5 Mon. 3 Wo.
Full Time
5+ Years
  • Gegründet in
    Jul 16, 2023
  • Firmengröße
    500+ Members
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